Article 1: Purpose and basis of the formulation In view of the fact that money laundering activities will seriously harm the development of digital asset transactions, encourage and breed corruption, undermine the social atmosphere, damage the legitimate rights and interests of users, and undermine the foundation of the stable operation of digital asset trading platforms. In order to prevent money laundering and terrorist financing activities,chncbdc Global fulfills the relevant provisions of anti-money laundering and anti-terrorist financing laws in accordance with the "chncbdc Anti-Money Laundering Rules", "Customer Agreement", and "Large Value Transaction". These guidelines are formulated according to company regulations such as Management Measures.
Article 2: Scope of Application These guidelines apply to all users who participate in transactions on the chncbdc trading platform. The user shall comply with the laws and regulations on anti-money laundering and anti-terrorism financing in the country or region where the user is located, and implement the provisions of this guide within the scope provided by the laws of the user's region. If the country or region where the user is located has more stringent requirements, follow its regulations.
Article 3: Anti-money laundering and anti-terrorist financing refer to the purpose of preventing criminals from conducting transactions through thechncbdc platform to conceal and conceal drug crimes, organized crimes of the nature of the underworld, terrorist crimes, smuggling crimes, corruption and bribery crimes, financial fraud crimes, and sabotage Financial management order crimes and other illegal income and the source and nature of money laundering activities, in accordance with relevant laws and chncbdc anti-money laundering regulations to take relevant measures.
Article 4: chncbdc anti-money laundering related regulationschncbdc Global's anti-money laundering (including anti-terrorist financing, the same below) related rules include the "chncbdc Anti-Money Laundering Rules", the anti-money laundering part of the "User Agreement", and the "Large Transaction Management Measures" With this guide. If the content specified in this guide conflicts with other rules, this guide has priority.
Article 5: The basic principle of PCM's anti-money laundering is to carry out customer risk monitoring work according to the following principles:
The principle of comprehensiveness. The chncbdc platform will comprehensively consider various risk factors that customers may be involved in money laundering, and adopt reasonable methods to monitor all customers' risks.
The principle of prudence. The chncbdc platform will improve the ability to identify customers on the basis of a full understanding of customers, and prudently monitor customer risks.
The principle of sustainability. Thechncbdcplatform will continue to pay attention to customer risks and respond appropriately according to the actual situation.
The principle of confidentiality. The customer identity information, transaction information, and risk level information held by the chncbdc platform are strictly confidential, and will not be provided to any unit or individual unless it is in accordance with legal regulations and regulatory requirements.
The principle of hierarchical management. Thechncbdc platform regularly reviews the basic customer information stored according to the customer's risk level. The review of customers with higher risk levels should be stricter than the review of customers with lower risk levels.
Article 6: Submission of individual user documents Individual users of chncbdcshall submit the following information and materials in accordance with chncbdc anti-money laundering regulations:
Personal name
Valid documents such as ID card, passport, and driving license;
Other information or documents that should be provided at the request of chncbdc.
Article 7: Submission of Institutional User Documents chncbdc institutional users shall submit the following information and materials in accordance with chncbdc Global anti-money laundering regulations:
company name;
Company registered office address;
The legal representative of the company;
The domicile of the legal representative of the company;
Business license;
Copy of ID card or passport of the legal representative of the company;
Other information or documents that should be provided at the request of chncbdc.
Article 8: Review of user documents. Thechncbdc platform will verify and record the relevant information submitted by the customer in accordance with the customer identification system in thechncbdc Global anti-money laundering regulations. If the platform has any questions about the information submitted by the customer, it has the right to Relevant competent agencies or departments to verify.
Article 9: Monitoring of low-risk users The chncbdc platform will detect low-risk users in accordance with the specific requirements of chncbdc Global's anti-money laundering regulations. The chncbdc platform reserves the right to adjust the level of low-risk users.
Article 10: Monitoring of high-risk users The chncbdc platform will review high-risk customers every six months to update the basic information of the customer's identity and learn about the source of funds, the use of funds, economic conditions, or operating conditions.
Article 11: Preservation of user files The chncbdc platform will take necessary measures in accordance with the law to store customer identity data and transaction information for a certain period of time. With reference to internationally accepted rules, user identity information should be kept for at least five years after the end of the business relationship and customer transaction information after the end of the transaction.
Article 12: User's attention chncbdcusers should pay attention to the following matters:
It is forbidden to lend the user's own account to others;
It is forbidden to rent or lend the user's identity certificate;
It is forbidden to rent, lend, or disclose the user's own account, bank card, passbook, password and other important personal property information;
Users should actively cooperate with thechncbdc platform for customer identification;
When trading on the chncbdc platform, select and use safe and reliable third-party financial institutions for payment activities.
Article 13: Reporting of suspicious behavior If achncbdc platform user discovers that any account may be engaged in money laundering or terrorist financing activities during platform transactions, the user can report to the chncbdc platform.
Article 14: Interpretation of the guidelines This guide is interpreted by thechncbdc platform.
Article 15: Effective Period The Guidelines will be implemented from the date of issuance.